For a hundred years, the Mortgage Bankers Association (MBA) has moved mortgage policy in Washington. Last Wednesday, it brought 50 loan officers with it.  Loan officers are going to Washington. For a hundred years, that sentence had not been true. For a hundred years, the MBA has been the mortgage i

More investor deals are getting harder to finance cleanly on standard DSCR, not always because the investment is weak, but because current rents do not tell the whole story. That pressure is showing up in the numbers. ATTOM’s March 2026 Single-Family Rental Market Report found that potential rental

The spring housing market is doing what it typically does this time of year: inventory is rising and new listings are coming online at a faster pace. But pricing has not moved with it. That timing gap is becoming one of the most important signals for housing professionals right now. This builds on l

A bipartisan group of lawmakers is advancing multiple pieces of legislation designed to strengthen retirement savings options for millions of unpaid family caregivers. Two companion bills introduced in the House and Senate would modify retirement account rules to better reflect the realities caregiv

Success in business is rarely a solo act. Great careers are often shaped by great mentors, and exceptional teams make for exceptional companies.  Allan Merrill, Chairman, President and CEO of Beazer Homes, attests to both truisms. Under Merrill’s leadership, Beazer Homes has become a leader in deliv

Real estate fraud has evolved rapidly, and professionals across the industry already recognize that today’s schemes are more complex and convincing than ever. What has changed most is the scale — driven by artificial intelligence (AI) that can generate realistic emails, cloned voices and even live d

FSBO.com on Wednesday announced the launch of a new loan officer portal designed to integrate mortgage professionals earlier into the for-sale-by-owner (FSBO) home selling process, as the company looks to create a more structured and collaborative transaction model. The platform allows loan officers

The majority of mortgage industry trade groups and professionals reacted in a supportive but pragmatic way following an announcement from federal housing agencies that detailed moves to modernize mortgage underwriting by introducing newer credit scoring models. They largely welcomed the shift while

Federal agencies on Wednesday took steps to bring newer credit scoring models into the mortgage underwriting process, marking a significant shift in how borrower risk is evaluated. U.S. Department of Housing and Urban Development (HUD) Secretary Scott Turner announced the adoption of FICO 10T and Va

Michigan lawmakers returned from spring recess with housing affordability clearly in their sights. A bipartisan group shepherding a package of bills this week picked up strong support from a coalition of housing advocates and business groups, including the Home Builders Association of Michigan. That

In November 2025, Equifax published a statement making the case that FICO is the villain in the mortgage credit cost story. It was just one more shot across the bow from the 3Bs at FICO; a battle we’ve been watching play out in real time for years. The numbers don’t lie: FICO’s per-score price has g

The market reaction to homebuilder earnings this spring has carried a clear message: scale, discipline, and positioning still matter­. Where you choose to deploy them may matter even more. On Tuesday, Toll Brothers signaled its next move in that equation by announcing a deal to acquire substantially

D.R. Horton’s stock arc mapped a familiar story Tuesday. Of investor recognition. Of the power and primacy of no financial or operational surprises to the negative. Shares traded modestly higher on elevated volume following the company’s fiscal Q2 earnings release this morning, as investors processe

I recently got a question from Real Estate Writer Michele Lerner for Florida Realtor magazine that cut right to the chase of this technological moment: Can AI replace real estate agents?⁣ Here’s my answer: Not yet. And maybe not ever, but not because I’m anti-tech. Quite the opposite. I’m an early a

On April 6, 2026, four astronauts aboard NASA’s Artemis II mission did something no human being had ever done in the history of our species. They traveled 252,756 miles from Earth, shattering a record that had stood since 1970, when the crew of Apollo 13 was pushed to that distance not by triumph, b

For years, real estate rewarded one thing above all else: activity. More calls. More showings. More emails. More hours. The assumption was simple: if you stay busy enough, the results will follow. But that equation is starting to break. Clients are more informed. Deals take longer. Expectations are

Shareholder Michael Koblentz filed another lawsuit against Two Harbors Investment Corp. and its board of directors, alleging violations of the Securities Exchange Act tied to the company’s pending acquisition by CrossCountry Intermediate Holdco (CCM). Koblentz previously filed a similar suit targeti

The National Association of Realtors (NAR) released its first quarterly update on the 2026–2028 Strategic Plan on Tuesday, outlining early progress on initiatives tied to affordable housing, the Realtor brand and broker relationships. In the first quarter of implementation, NAR said it initiated abo

Kevin Warsh, President Donald Trump’s nominee to serve as the 17th chairman of the Federal Reserve, faced sharp questioning from senators on Tuesday at his confirmation hearing. Warsh asserted that he would not be the president’s “sock puppet” when determining interest rate decisions. Warsh, a forme

Canadian homebuilder Glenview Homes, based in Ottawa, announced that it will enter the United States market with a new Texas division.  Homebuilding operations and business veteran Blake Roberts will head up the newly formed division. Operations will begin in Houston, but Glenview Homes’ strategy ca