• Mortgage spreads hit lowest level in years, keeping rates near 6%

    Mortgage spreads hit lowest level in years, keeping rates near 6%,Logan Mohtashami

    The unsung hero of the housing market in 2025 has been the improvement in mortgage spreads, because without the spreads improving as much as they have, mortgage rates would not have gotten near 6% this year. I forecast that mortgage spreads should improve by 0.27%-0.41% this year, from a 2.54%

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  • Tech Pulse: AI advances, big earnings and policy shifts

    Tech Pulse: AI advances, big earnings and policy shifts,Jonathan Delozier

    Welcome back to Tech Pulse — HousingWire‘s weekly series rounding up the latest in technology news, including tools, integrations and trends that impact mortgage and real estate. Here’s what happened this week: Zillow’s Follow Up Boss privacy policy changes spark industry debate Zillow‘s

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  • Florida Realtors, Japan-America Real Estate Coalition expand ties

    Florida Realtors, Japan-America Real Estate Coalition expand ties,Jonathan Delozier

    Florida Realtors has signed a memorandum of understanding with the Japan-America Real Estate Coalition Office (JARECO) — strengthening cooperation and expanding business opportunities between real estate professionals in Florida and Japan. Under the memorandum, Florida Realtors and JARECO will f

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  • NorthstarMLS restructures board, embraces new governance model

    NorthstarMLS restructures board, embraces new governance model,Brooklee Han

    Minnesota’s NorthstarMLS is shaking up its governance structure. In an announcement on Wednesday, the MLS said that its shareholder associations, which include Minneapolis Area Realtors (MAR), the Saint Paul Area Association of Realtors (SPAAR), and the Southeast Minnesota Realtors (SEMR), have mad

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  • Newrez wholesale leader Tony Kottenbrock talks about growing non-QM

    Newrez wholesale leader Tony Kottenbrock talks about growing non-QM,Sarah Wolak

    Non-QM production at multi-channel mortgage lender Newrez has surged 40% in recent months, with company leaders pointing to enhanced guidelines and growing demand for second mortgages as key drivers of record-breaking wholesale production. Coming off of the company’s Q3 2025 earnings report on T

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  • Realtor.com releasing 3D “FlyAround” property viewing tool

    Realtor.com releasing 3D “FlyAround” property viewing tool,Jonathan Delozier

    Realtor.com plans to introduce a new 3D property viewing tool called FlyAround. The tool allows users to explore homes and neighborhoods through a low-altitude satellite view. The feature will begin rolling out in the coming weeks. FlyAround uses Google Maps’ 3D technology and is powered by

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  • Zillow’s Follow Up Boss privacy policy changes spark industry debate

    Zillow’s Follow Up Boss privacy policy changes spark industry debate,Brooklee Han

    Zillow Group is making changes to Follow Up Boss’s privacy policy and many in the real estate industry are taking issue with the changes.  Earlier this month, Zillow informed users of Follow Up Boss, which it acquired in 2023, that a new privacy policy is set to go into effect on November 15, 20

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  • Top California team joins Equity Union Real Estate

    Top California team joins Equity Union Real Estate,Jonathan Delozier

    Equity Union Real Estate announced Thursday that Dennis and Yana Chernov, along with The Chernov Team, have joined the Los Angeles-based brokerage. The Chernov Team — known for its work in luxury real estate — specializes in new construction and residential sales, including traditional homes and

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  • Ocrolus adds automated conditioning to mortgage tools

    Ocrolus adds automated conditioning to mortgage tools,Sarah Wolak

    Ocrolus, an AI-powered data and analytics platform for credit decisioning, recently announced it’s adding automated conditioning to its suite of products. The new solution allows mortgage lenders to move faster, increase loan quality and reduce compliance risk. The new capabilities, announced at

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  • NRMLA pushes for Senate confirmation of Ginnie Mae’s Gormley, FHA’s Cassidy

    NRMLA pushes for Senate confirmation of Ginnie Mae’s Gormley, FHA’s Cassidy,Neil Pierson

    The National Reverse Mortgage Lenders Association (NRMLA) and other trade groups issued statements of support this week as they seek to have the Senate confirm two key leaders to federal housing posts. The letters reference President Donald Trump’s nominations of Joseph Gormley as president of G

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  • RE/MAX sees Q3 profit rise despite revenue dip, talks AI and franchise programs

    RE/MAX sees Q3 profit rise despite revenue dip, talks AI and franchise programs,Jonathan Delozier

    RE/MAX Holdings reported a decline in third-quarter 2025 revenue compared with the same period a year earlier, but also saw a net income uptick. The parent company of RE/MAX and Motto Mortgage posted total revenue of $73.3 million, down 6.7% from the third quarter of 2024. Excluding marketi

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  • Affordability for first-time homebuyers: Beyond rates and prices

    Affordability for first-time homebuyers: Beyond rates and prices,Hector Amendola

    We’ve all heard the refrain: it’s never been harder to buy your first home. The narrative almost always circles back to two usual suspects – mortgage rates and home prices. While rates and prices are undeniably visible and powerful levers, they are not the whole story. For industry insiders, the

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  • Zillow focuses on consumers, agents to fuel future growth

    Zillow focuses on consumers, agents to fuel future growth,Brooklee Han

    It has been a messy few months for Zillow Group, including a copyright lawsuit from CoStar, a class action consumer RESPA suit, and antitrust suits from both Compass and the Federal Trade Commission (FTC). While some of the listing portal giant’s competitors have said that it is a company of the pa

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  • Rocket’s integrations of Redfin, Mr. Cooper lift Q3 results above forecasts

    Rocket’s integrations of Redfin, Mr. Cooper lift Q3 results above forecasts,Sarah Wolak

    Rocket Companies reported a third-quarter 2025 adjusted net income of $158 million on adjusted revenue of $1.78 billion, exceeding the high end of its guidance range, the Detroit-based mortgage lender said Thursday. On a GAAP basis, the company posted a net loss of $124 million on total revenue

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  • Debate heats up around GSEs’ potentially larger role as MBS buyers

    Debate heats up around GSEs’ potentially larger role as MBS buyers,Flávia Furlan Nunes

    Mortgage industry experts are divided over the idea of allowing Fannie Mae and Freddie Mac to increase their purchases of mortgage-backed securities (MBS) in order to reduce mortgage rates, a proposal recently suggested by trade groups.  While the government-sponsored enterprises (GSEs) could cr

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  • Real estate leaders praise federal housing action, stress first-time buyer help

    Real estate leaders praise federal housing action, stress first-time buyer help,Jonathan Delozier

    For Keith Robinson, co-CEO of NextHome, the surge of federal attention on the housing shortage is a positive first step — but one that must be tempered by patience and practicality. “I’m ecstatic that it’s a conversation now, because that’s the first step,” Robinson said. “It’s gone from no one

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  • What changes are industry leaders demanding from NAR?

    What changes are industry leaders demanding from NAR?,Brooklee Han

    The National Association of Realtors (NAR) and its CEO Nykia Wright have broadly acknowledged that things within the trade organization need to change. And while the trade group and its leadership team have taken steps in that direction, meeting with members across the country and pushing for impro

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  • VRM executive Cheryl Travis-Johnson has died

    VRM executive Cheryl Travis-Johnson has died,Sarah Wolak

    Dr. Cheryl Travis-Johnson, the executive vice president and chief operating officer of VRM Mortgage Services, died last week, according to the company. Travis-Johnson, an industry veteran with over 30 years of service, joined VRM in 2008 and helped to position the company as a “trusted and innov

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  • Government shutdown impacts senior access to services

    Government shutdown impacts senior access to services,Neil Pierson

    The federal government shutdown is set to reach one month on Saturday, and the impacts are being felt by many Americans, including seniors who are struggling to access food, health care and a variety of support services. An article published last week by national senior advocacy group AARP highl

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  • Chris Planto returns to Rate as VP of mortgage lending

    Chris Planto returns to Rate as VP of mortgage lending,Sarah Wolak

    Top-producing mortgage originator Chris Planto has rejoined Rate as vice president of mortgage lending in the Houston market. Planto returns to Rate from CrossCountry Mortgage, where he most recently served as a senior loan officer. “We are absolutely thrilled to welcome back Chris Planto to our

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