• KB Home opens new wildfire-resilient community in NorCal hills

    KB Home opens new wildfire-resilient community in NorCal hills,Tyler Williams

    In the foothills of California’s Sierra Nevada mountains, KB Home has unveiled a fire-resilient new-home subdivision designed and engineered to protect homeowners, buffer neighboring communities and potentially lower property insurance rates.  The homebuilder opened its model home and began selling

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  • FHFA reports clean GAO audit for fiscal year 2025

    FHFA reports clean GAO audit for fiscal year 2025,Sarah Wolak

    The Federal Housing Finance Agency (FHFA)’s annual Performance and Accountability Report was published on Friday, revealing that the agency received clean audit results for fiscal year 2025 from the Government Accountability Office (GAO). The report disclosed that the GAO did not find any “material

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  • Tapping a 401(k) for homeownership is risky business, experts say

    Tapping a 401(k) for homeownership is risky business, experts say,Jonathan Delozier

    President Donald Trump has floated proposals to make it easier for Americans to pull from their 401(k) retirement accounts to buy a home — framing the idea as a way to boost homeownership and financial stability. But financial experts say the strategy could undermine long-term financial security, pa

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  • AmeriTrust hires Shea Pallante as it preps for correspondent lending launch

    AmeriTrust hires Shea Pallante as it preps for correspondent lending launch,Flávia Furlan Nunes

    AmeriTrust Mortgage Corp. has appointed Shea Pallante as chief revenue officer as the lender pursues a growth strategy that includes expanding into nondelegated correspondent channels and more than doubling its monthly origination volume. A mortgage industry veteran, Pallante joins AmeriTrust from n

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  • New deduction may lower seniors’ Social Security tax burden

    New deduction may lower seniors’ Social Security tax burden,Jonathan Delozier

    The federal tax bill passed in mid-2025 includes a provision marketed as “no tax on Social Security,” but it does not eliminate taxes on benefits. Instead, the One Big Beautiful Bill Act expands deductions for older Americans, potentially reducing federal taxes for many retirees, a finance leader re

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  • Digging into how an institutional investor ban would play out

    Digging into how an institutional investor ban would play out,Tyler Williams

    President Donald Trump’s executive order restricting large institutional investors from purchasing single-family homes has broad – even bipartisan – political appeal. Still, most housing experts doubt that it will exert a significant impact on affordability. The order could also pose risks for build

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  • NAR outlines legal risk mitigation, litigation strategy in 2025 report

    NAR outlines legal risk mitigation, litigation strategy in 2025 report,Brooklee Han

    It is no secret that the National Association of Realtors (NAR) has faced its fair share of legal challenges over the past few years. From the commission lawsuits, to an investigation by the Department of Justice (DOJ) to lawsuits over the three-way membership agreement and the now defunct, optional

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  • Mortgage pros warn credit card rate cap could backfire on homebuyers

    Mortgage pros warn credit card rate cap could backfire on homebuyers,Flávia Furlan Nunes

    In the mortgage industry, the initial reaction to President Donald Trump’s proposal to cap credit card interest rates at 10% has been concern that the policy could ultimately backfire on would-be homebuyers. The cap might seem beneficial on paper, but the long-term consequences, including reduced cr

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  • Newfi Lending expands DSCR program to accept crypto reserves

    Newfi Lending expands DSCR program to accept crypto reserves,Sarah Wolak

    Newfi Lending, a national mortgage lender focused on non-QM originations, announced Tuesday that it’s expanding its debt-service-coverage ratio (DSCR) loan program to allow larger loan amounts, financing for rural properties and the use of qualifying cryptocurrency assets to meet reserve requirement

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  • Providence mulls 4% rent cap as national rent control debate boils

    Providence mulls 4% rent cap as national rent control debate boils,Richard Lawson

    The rent stabilization bug has hit Providence, RI. Municipal officials there are jumping on the bandwagon with other cities and states whose local officials have adopted or are weighing the policy as a housing affordability strategy.​ Providence City Council President Rachel Miller, alongside counci

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  • Chris Heller joins PLACE as chief revenue officer

    Chris Heller joins PLACE as chief revenue officer,Jonathan Delozier

    Chris Heller has joined PLACE as its chief revenue officer, a newly created role. The company said Heller will oversee revenue strategy across its technology and services portfolio — including pricing, customer acquisition, retention and cross-platform integration. His responsibilities will also inc

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  • GSEs boost foreclosure prevention as forbearances surge

    GSEs boost foreclosure prevention as forbearances surge,Sarah Wolak

    Foreclosure prevention activity increased in October as Fannie Mae and Freddie Mac completed more than 17,000 actions to help struggling homeowners, according to a Federal Housing Finance Agency (FHFA) report released Thursday. The government-sponsored enterprises (GSEs) completed 17,032 foreclosure

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  • What D.R. Horton’s dominance means for every U.S. homebuilder

    What D.R. Horton’s dominance means for every U.S. homebuilder,John McManus

    We’ve said it before. When D.R. Horton reports its quarterly earnings, what you’re watching isn’t just the scoreboard of America’s largest homebuilder. You’re watching a business model operating at a different altitude — and with different oxygen — than almost every other homebuilding enterprise in

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  • Philadelphia proposes new retirement savings program

    Philadelphia proposes new retirement savings program,Jonathan Delozier

    The Philadelphia City Council has advanced a proposal to create PhillySaves, a city-sponsored automated retirement savings program designed to reach private sector workers whose employers do not offer retirement benefits. City officials said the initiative aims to expand access to retirement savings

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  • Long-term care advocates speak out on regulatory rollbacks

    Long-term care advocates speak out on regulatory rollbacks,Jonathan Delozier

    The Trump administration has rolled back a series of health care regulations affecting nursing homes, home care workers and Medicare beneficiaries — scrapping minimum staffing standards and launching a new experiment that expands prior authorization in traditional Medicare. The changes reverse years

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  • Real estate leaders applaud Trump’s focus on housing, but question the impact

    Real estate leaders applaud Trump’s focus on housing, but question the impact,Brooklee Han

    During his speech at the World Economic Forum in Davos on Wednesday President Donald Trump outlined three policy initiatives he was undertaking to help improve housing affordability for American consumers. In the speech, he did discuss his “ban” on large institutional investors purchasing single-fam

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  • Pennsylvania bill targets local curbs on shared housing

    Pennsylvania bill targets local curbs on shared housing,Richard Lawson

    A group of Pennsylvania lawmakers wants to scrap local limits on shared living in a move that could reopen the door to boarding houses, single-room occupancy buildings, and other shared housing statewide.​ House Bill 2109 – with support from seven state legislators signing on sponsor a committee vot

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  • Trump’s 401(k) proposal could help homebuyers, hurt retirement funds

    Trump’s 401(k) proposal could help homebuyers, hurt retirement funds,Flávia Furlan Nunes

    President Donald Trump’s expected proposal to allow Americans to tap their 401(k) retirement accounts without penalties to fund down payments could ease one of the biggest barriers to homeownership, but it could come at the cost of weakening long-term retirement security. The idea was absent from Tr

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  • First American launches free title monitoring, fraud alerts

    First American launches free title monitoring, fraud alerts,Jonathan Delozier

    First American Title is offering customers a free property title monitoring and fraud alert service, citing growing concerns about real estate crime and identity-based property theft. The service alerts homeowners to new public record filings — such as deeds or liens — that could affect property own

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  • Trade groups urge White House to lower FHA premiums, ease loan fees

    Trade groups urge White House to lower FHA premiums, ease loan fees,Sarah Wolak

    Multiple mortgage lending trade groups are urging the White House to take administrative steps to lower the costs of home loans, arguing that federal regulations have driven up borrowing expenses as affordability worsens. In a letter sent Wednesday to White House National Economic Council Director K

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