Recent data from the Federal Reserve Bank of New York is drawing renewed attention to the condition of U.S. household credit. Delinquency rates across mortgages, credit cards, auto loans and student debt have climbed to their highest levels in nearly a decade, reaching 4.8% of outstanding household

California-based lender HomeXpress Mortgage Corp. announced Thursday that it has launched on the ARIVE platform, allowing approved brokers to access HomeXpress products and pricing on ARIVE’s loan origination system. HomeXpress is wholesale lender that specializes in nonqualified mortgages (non-QMs)

Shares of Ellington Financial Inc. were pressured after the mortgage real estate investment trust reported a drop in quarterly earnings, although its reverse mortgage subsidiary, Longbridge Financial, turned in another strong performance. Ellington reported lower fourth-quarter 2025 earnings, even a

One of the positive housing stories that doesn’t get a lot of attention is the vacancy data we have in the U.S. today, especially the rental vacancy data, which is helping to fight inflation and keep mortgage rates lower. The homeowner vacancy data has improved with the rise in housing inventory, bu

Real estate brokerage recruitment platform Recruiting Insight wants to help firms level up their recruiting game with its new platform HiringCenter Pro.  Launched on Monday, Recruiting Insight describes HiringCenter Pro as an AI-enabled recruiting platform. The company said the platform will help br

Zillow is making changes to its leadership team. On Wednesday, the company announced the promotions of three existing Zillow leaders.  These appointments include Christopher Roberts as chief product officer, Marissa Brooks as senior vice president of corporate affairs and Jon Lim as senior vice pres

President Donald Trump highlighted taxes, inflation and trade in his State of the Union address on Tuesday evening, but he made only a passing reference to housing, leaving affordability largely unaddressed to the chagrin of housing professionals. Housing professionals had expected a larger discussi

Southwest Florida was tagged by homebuilding business strategists and observers as one of the nation’s more difficult and listless markets in 2025. On the other hand, Babcock Ranch – a master-planned, solar-powered community located near Fort Myers – defied gravity, carrying on in better-than-expect

Veteran real estate agent Debbie Baum is making the move to Brown Harris Stevens from Corcoran, according to an announcement on Wednesday.  Baum has more than 23 years of experience serving residential real estate clients in Manhattan. Earlier on in her professional career, Baum spent over 20 years

Addy AI, a loan officer workflow platform, announced this week a partnership with ICE Mortgage Technology to integrate with the Encompass loan origination system. The integration, which aims to help loan officers spend less time reading PDFs, chasing documents and interpreting findings, is designed

The U.S. housing market is entering spring with improving demand and rising supply, but the balance of power is shifting at the metro level. Weekly pending home sales returned to year-over-year growth at 59,283, up from 56,693 during the same week last year. New listings increased to 60,428, compare

Advancements in health care mean that Americans are living longer than ever. Data from the National Center for Health Statistics shows that U.S. residents born in 2024 have an average life expectancy of 79, an increase of more than six months compared to 2023. While a longer life span is positive ne

Despite recording the 59th consecutive quarter of double-digit revenue growth during the fourth quarter of 2025, with revenue jumping 27% to $900 million, CoStar Group’s financial results may not have been as strong as many expected given the firm’s recent rhetoric about how well the company is perf

President Donald Trump delivered the annual State of the Union address to Congress on Tuesday night and touched on a wide variety of economic topics. But he barely mentioned ways to make housing more affordable for everyday Americans. Housing professionals expected the speech to include subjects lik

We intended to dig into LGI Homes’ fourth-quarter and full-year 2025 earnings last week. Then the National Association of Home Builders’ International Builders’ Show happened in Orlando, and the days became a blur of conversations, walking meetings, and on-the-fly triangulation among builders, capit

The real estate listing portal space has generated its fair share of headlines over the last several months. While Zillow, Homes.com and Redfin have been stealing most of the spotlight, Realtor.com has also issued some announcements of its own. HousingWire recently caught up with Realtor.com CEO Dam

Cypress, California-based LenderMac Holdco LLC has agreed to acquire Direct Mortgage Corp. in a move aimed at expanding its geographic footprint and building a multichannel mortgage platform, the companies announced Tuesday. Financial terms of the deal were not disclosed. “This acquisition represent

AI-powered mortgage underwriting platform Friday Harbor announced Tuesday the launch of a new set of tools called Income and Asset Sandbox, which are designed to help loan officers structure income and asset decisions earlier in the origination process. The tools allow lending teams to test how diff

Intercontinental Exchange Inc. (ICE) is seeing an “overwhelmingly positive” response from mortgage servicers in response to its newly updated MSP platform user interface, as servicers view the update as the first step in a broader push toward automation and AI-driven efficiencies. The update marks t

The Campaign for Accountability (CfA), a nonpartisan watchdog group, has filed a lawsuit against the Federal Housing Finance Agency. The group alleges the FHFA failed to comply with a Freedom of Information Act (FOIA) request that sought access to a report prepared by FHFA Director Bill Pulte about