When individual mortgages are originated by lenders like banks or credit unions, they maybundle groups of these mortgages together into financial vehicles called mortgage-backedsecurities (MBS) that are then sold to investors on a secondary market. This allows investors to gain exposure and returns

If you had your eye on a house or neighborhood in a certain price point but weren’t able to borrow enough for a loan, your luck may change in 2024.

Now that Thanksgiving is behind us and December is well under way, we can start looking ahead to the 2024 housing market.New listings and home sales remain low this week while available inventory of unsold homes is finally falling across the country after rising with mortgage rates late into Novembe

FirstHome IQ, a nonprofit focused on homeownership and financial literacy education, has expanded its ambassador program and now has 60 mortgage and real estate professionals who donate a portion of every loan to further this mission.The nonprofit, founded by industry leaders Kristin Messerli, Dave

If you buy a house now, it can take up to 13.5 years to make a profit on your purchase. However, you can shorten the loan process and reduce total interest paid.

Prospective homebuyers are slowly growing less sensitive to home prices and high-interest rates, and fewer of them are willing to wait for a better market to buy a home. According to Bank of America’s 2023 Homebuyer Insights report, only 62% of prospective homebuyers are willing to wait for home pri

Freddie Mac rolled out standardized subordinate lien documents for subordinate mortgages offered by down payment assistance (DPA) providers to facilitate easier and greater use of DPA program.Historically, subordinate-lien documents for various DPA programs have been housing finance agency (HFA)-spe

Coldwell Banker Danforth, a Seattle-based Coldwell Banker franchise, won’t renew its National Association of Realtors (NAR) affiliation at the beginning of 2024, the company announced on Friday.The announcement comes amid major turmoil at the trade organization. In recent months, NAR has been embroi

Say goodbye to these interior design trends in 2024.

That’s the lesson to be learned from the recent sale of a preconstruction home on Providenciales, an island in the Atlantic Ocean’s tropical Turks and Caicos archipelago.

In an industry as dynamic as housing, innovation is the key to staying ahead of the curve. And for the companies that are eager to showcase their technological prowess and catapult their success, the HousingWire TECH100 Awards have become the industry’s most coveted award in housing tech that will d

Digital mortgage automation solution provider Floify launched a lending platform for mortgage brokers built on the foundation of the Floify point-of-sale (POS) platform. Florfy Broker Edition is designed to provide an intuitive loan management portal for borrowers and make managing loans simpler at

Housing Forward is leading the charge in the greater Dallas area against homelessness, a vexing problem that plagues many cities across the county, and in recent years the nonprofit has notched some significant victories in the effort. Still, the organization and the coalition of groups it leads fac

I recently had the privilege of attending the AMPCon event hosted by the inspirational author and speaker René Rodriguez. We frequently talk about game-changing approaches, but I must say, this event was truly a game-changer in my real estate career. Rodriguez’s event left an indelible mark on my pe

We’re writing today to address the unintended consequences that may result from the real estate agent commission dilemma stemming from recent lawsuits. As leaders of a non-profit, the Association of Independent Mortgage Experts (AIME), we advocate for over 65,000 wholesale mortgage brokers and homeb

Rising home prices have pushed the third quarter’s tappable home equity amount near its 2022 peak, but interest rates are making homeowners reluctant to extract that wealth.Mortgage holders withdrew a mere 0.41% of tappable equity in Q3, about 55% below the average withdrawal rate seen in the 12 yea

Blue Flag Capital, rapidly scaling the heights in real estate private equity and development, is carving out its niche as a master craftsman of unique experiences.

Artist Elizabeth Sutton is a true trailblazer.

What a week! Mortgage rates almost fell below 7%, the 10-year yield is below 4.25% again, and people are seriously talking about Fed rate cuts in 2024. Times can change quickly, which is why we created the weekly tracker so you have the information you need in real-time.Purchase application dataHell

When looking how to learn from your mistakes, it's important to reflect on the mistake, look for the lesson learned, and take action for next time.