Federal agencies on Wednesday took steps to bring newer credit scoring models into the mortgage underwriting process, marking a significant shift in how borrower risk is evaluated. U.S. Department of Housing and Urban Development (HUD) Secretary Scott Turner announced the adoption of FICO 10T and Va

Michigan lawmakers returned from spring recess with housing affordability clearly in their sights. A bipartisan group shepherding a package of bills this week picked up strong support from a coalition of housing advocates and business groups, including the Home Builders Association of Michigan. That

In November 2025, Equifax published a statement making the case that FICO is the villain in the mortgage credit cost story. It was just one more shot across the bow from the 3Bs at FICO; a battle we’ve been watching play out in real time for years. The numbers don’t lie: FICO’s per-score price has g

The market reaction to homebuilder earnings this spring has carried a clear message: scale, discipline, and positioning still matter­. Where you choose to deploy them may matter even more. On Tuesday, Toll Brothers signaled its next move in that equation by announcing a deal to acquire substantially

D.R. Horton’s stock arc mapped a familiar story Tuesday. Of investor recognition. Of the power and primacy of no financial or operational surprises to the negative. Shares traded modestly higher on elevated volume following the company’s fiscal Q2 earnings release this morning, as investors processe

I recently got a question from Real Estate Writer Michele Lerner for Florida Realtor magazine that cut right to the chase of this technological moment: Can AI replace real estate agents?⁣ Here’s my answer: Not yet. And maybe not ever, but not because I’m anti-tech. Quite the opposite. I’m an early a

On April 6, 2026, four astronauts aboard NASA’s Artemis II mission did something no human being had ever done in the history of our species. They traveled 252,756 miles from Earth, shattering a record that had stood since 1970, when the crew of Apollo 13 was pushed to that distance not by triumph, b

For years, real estate rewarded one thing above all else: activity. More calls. More showings. More emails. More hours. The assumption was simple: if you stay busy enough, the results will follow. But that equation is starting to break. Clients are more informed. Deals take longer. Expectations are

Shareholder Michael Koblentz filed another lawsuit against Two Harbors Investment Corp. and its board of directors, alleging violations of the Securities Exchange Act tied to the company’s pending acquisition by CrossCountry Intermediate Holdco (CCM). Koblentz previously filed a similar suit targeti

The National Association of Realtors (NAR) released its first quarterly update on the 2026–2028 Strategic Plan on Tuesday, outlining early progress on initiatives tied to affordable housing, the Realtor brand and broker relationships. In the first quarter of implementation, NAR said it initiated abo

Kevin Warsh, President Donald Trump’s nominee to serve as the 17th chairman of the Federal Reserve, faced sharp questioning from senators on Tuesday at his confirmation hearing. Warsh asserted that he would not be the president’s “sock puppet” when determining interest rate decisions. Warsh, a forme

Canadian homebuilder Glenview Homes, based in Ottawa, announced that it will enter the United States market with a new Texas division.  Homebuilding operations and business veteran Blake Roberts will head up the newly formed division. Operations will begin in Houston, but Glenview Homes’ strategy ca

Costs are climbing faster than many operators expected, and teams are actively trying to figure out how to keep up without creating new problems in the process. The Federal Reserve Bank of Minneapolis found that more than half of all operating expense (OpEx) inflation since 2020 ties back to propert

Every day, about 10,000 Americans turn 65. That pace is expected to continue for another seven to eight years. Collectively, senior homeowners are sitting on a record $14.6 trillion in housing wealth. That’s not a niche. It’s a wave of new business that most purchase-loan originators are overlooking

A wave of texts and mailers warning that California politicians are targeting retirement savings for taxation has sparked confusion among voters, but experts say the claims mischaracterize a broader fight over competing ballot initiatives. At issue is a proposed measure called the Retirement and Per

Selling season 2026 – long on uncertainty and short on Spring mojo – is keeping many private homebuilders up at night and on edge all day long. The challenge is no longer just about generating traffic to homebuilder websites and new neighborhood sales centers, converting buyers, or managing incentiv

Brad Jacobs’ vaunted, capital treasure-trove-fueled sprint to geographic and marketshare clout, enough to disrupt the nation’s building products and materials supply infrastructure, took another big leap this weekend, with a $17 billion deal to acquire TopBuild, a giant among homebuilder-favored dis

While national brands dominate real estate headlines, an independent brokerage based in Pennsylvania’s chocolate capital has quietly posted one of the industry’s strongest five-year growth runs. Iron Valley Real Estate — now rebranding as IVRE — placed No. 10 nationally for five-year volume growth a

If you want to understand the DNA of the modern American homebuilding industry, you don’t start in a boardroom or on Wall Street. You start in the aftermath of World War II. The men (and they were almost entirely men at the time) who came home from that war didn’t just return with discipline and gri