• Texas, Arizona lead boom of new build-to-rent homes

    Texas, Arizona lead boom of new build-to-rent homes,Kennedy Edgerton

    The build-to-rent portion of the housing market is in full swing in early 2025. Over 110,000 single-family rentals (SFR) are under construction in the U.S. — and two states are leading the way.That finding comes from a report released this week by Point2Homes, a real estate listing portal for rental

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  • WalletHub says these are the best states for retirees

    WalletHub says these are the best states for retirees,Neil Pierson

    Personal finance website WalletHub this week released its rankings of the best and worst states to retire in 2025. It determined that Florida, Minnesota and Colorado are the friendliest states for retirees, while Mississippi, Louisiana and Kentucky are at the opposite end of the spectrum.The company

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  • Mr. Cooper agreed to a $5.8 million settlement. Who is eligible for relief?

    Mr. Cooper agreed to a $5.8 million settlement. Who is eligible for relief?,Kennedy Edgerton

    Nationstar Mortgage — currently doing business as Mr. Cooper — has agreed to settle a lawsuit which alleges that the company violated mortgage servicing laws and forced borrowers into foreclosure.Attorneys general and mortgage regulators in 50 states, as well the District of Columbia, agreed to a se

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  • Federal hiring freeze could impact the rollout of HMBS 2.0, former Ginnie Mae head says

    Federal hiring freeze could impact the rollout of HMBS 2.0, former Ginnie Mae head says,Chris Clow

    The recent executive actions of President Donald Trump could impede the implementation date of Ginnie Mae’s new complementary Home Equity Conversion Mortgage (HECM)-backed Securities (HMBS) program — but not in the way you might think.The president did hand down an order aiming to freeze outstanding

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  • Mortgage rates decline slightly, but help from the Fed isn’t coming

    Mortgage rates decline slightly, but help from the Fed isn’t coming,Neil Pierson

    Mortgage rates have been static in the first month of 2025. The long-term costs of a home loan are keeping borrowers on the sidelines as rates have been above 7% since Christmas — the longest such stretch since July 2024 when they were in the middle of a long and steady decline.But lenders and borro

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  • Memo mixup: Trump calls for freeze of 100 HUD programs, then denies it

    Memo mixup: Trump calls for freeze of 100 HUD programs, then denies it,Jeff Andrews

    Editor’s note: This story has been updated with further information released by the Trump administration, as well as statements from the Mortgage Bankers Association and the Federal Housing Administration.The Trump administration caused confusion across numerous industries on Tuesday morning when it

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  • The LA wildfires are a reminder of the cost burden of reconstruction

    The LA wildfires are a reminder of the cost burden of reconstruction,Sarah Wolak

    Catastrophic weather events in the U.S. are reshaping insurance premiums and real estate markets, which will inevitably drive up costs and worsen affordability.Notably, hailstorms, the devastating wildfires in California and hurricanes in the Gulf Coast are reminders of the cost burdens associated w

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  • Bob Broeksmit outlines MBA priorities under Trump administration

    Bob Broeksmit outlines MBA priorities under Trump administration,Sarah Wheeler

    Against the backdrop of a new presidential administration and a new Congress, Mortgage Bankers Association President and CEO Bob Broeksmit laid out the trade group’s priorities during the opening session of the MBA’s IMB25 conference Monday. First on the list? A smooth exit from conservatorship for

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  • Why new-home sales are disappointing, despite beating estimates

    Why new-home sales are disappointing, despite beating estimates,Logan Mohtashami

    Today’s new home sales report beat market expectations, just like last week’s existing home sales report. However, a detailed analysis of the data explains why housing permits continue to remain at recession-level figures. Builders are struggling to get clarity on how many homes they can sell in thi

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  • Will we see home prices decline in 2025?

    Will we see home prices decline in 2025?,Mike Simonsen

    Recently, we’ve shared that the inventory of unsold homes is growing. In recent weeks, home sales also faltered in the face of 7% mortgage rates. Now we’re noticing some signals in the data that national home prices could turn negative this spring, showing year-over-year home-price declines for the

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  • CFPB warns consumers about home equity contracts, comparing their features to reverse mortgages

    CFPB warns consumers about home equity contracts, comparing their features to reverse mortgages,Chris Clow

    The Consumer Financial Protection Bureau (CFPB) this month published an issue spotlight that takes a closer look at home equity contracts, or what the industry refers to as home equity investments (HEIs) that offer a lump sum payment to clients in exchange for a stake in their home equity. At the ti

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  • MLS PIN preliminary settlement approval hearing set for April

    MLS PIN preliminary settlement approval hearing set for April,Brooklee Han

    After 16 months of back and forth, Judge Patti B. Saris has made it clear that she is ready to move on from the Nosalek commission lawsuit.During a hearing on Monday, Saris announced that she was scheduling the preliminary approval hearing for the settlement agreement reached in June 2023 between th

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  • Indigo secures $8M in funding for expansion in 2025

    Indigo secures $8M in funding for expansion in 2025,Kennedy Edgerton

    Home negotiations technology platform Indigo just received a large investment to expand its operations in 2025. The company announced this week that it secured $8 million in funding to offer better insights and cohesiveness to real estate agents.Pete Flint at venture capital firm NFX, Clelia Warburg

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  • Remodeling industry could benefit from focus on aging in place

    Remodeling industry could benefit from focus on aging in place,Chris Clow

    Members of the U.S. home remodeling industry report that while market conditions are stalling larger-scale remodeling projects, consumers seeking remodeling work are focused on efforts that could serve to increase home values and to “future-proof” homes for later life and aging in place.This is acco

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  • Cash-out refi customers largely used proceeds to pay down debt

    Cash-out refi customers largely used proceeds to pay down debt,Chris Clow

    Consumers who chose to take out a cash-out refinance largely used the loan’s proceeds for paying down existing debts, with notable impacts on credit card and auto loan balances as well as credit utilization rates. Cash-out borrowers also saw increases in their credit scores on average, while scores

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  • Listing photos at center of lawsuit naming Compass, Side

    Listing photos at center of lawsuit naming Compass, Side,Brooklee Han

    Who owns photos of a real estate listing? The broker? The photographer? And what exactly happens when a photo used in marketing material looks essentially identical to an already copyrighted photograph? Based on suits filed on Friday by builder, real estate broker and professional photographer Alexa

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  • RealTrends’ Steve Murray explores M&A changes and brokerage team models

    RealTrends’ Steve Murray explores M&A changes and brokerage team models,Kennedy Edgerton

    In this week’s episode of the RealTrending podcast, host Tracey Velt sits down with RealTrends founder Steve Murray. The duo explore the current state of mergers and acquisitions, team-based brokerage models, commission compression, and growth opportunities for agents and brokers.This interview has

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  • Jason Cave joins Mr. Cooper team as SVP for Government Affairs

    Jason Cave joins Mr. Cooper team as SVP for Government Affairs,Sarah Wolak

    Mr. Cooper announced the appointment of Jason Cave as its new SVP of Government Affairs, which was confirmed with HousingWire today. Cave, who started on Jan. 21, confirmed the news on his LinkedIn today. Cave will report directly to Kurt Johnson, the company’s EVP and CFO. Cave joins the company wi

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  • What can President Trump do to help the housing crisis?

    What can President Trump do to help the housing crisis?,Logan Mohtashami

    This week has been full of surprising headlines regarding the housing market, particularly concerning President Trump. His executive orders and demand for lower interest rates have overshadowed the usual discussions on housing economics. In this article, I’ll give you an update on the latest weekly

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  • Newrez president Baron Silverstein on client retention and third-party servicing

    Newrez president Baron Silverstein on client retention and third-party servicing,Kennedy Edgerton

    In this week’s episode of the Power House podcast, HousingWire President Diego Sanchez is joined by Newrez President Baron Silverstein. In this informative conversation, the duo touch on Newrez’s growth and acquisition strategies, the use of technology and artificial intelligence for client retentio

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