Today, the Census Bureau reported the homeownership rate at 65.7%. Are we becoming a renter nation like many people are saying? Let’s look at the data.Household formationLet’s first talk about household formation. I have a simple model (even more appropriate before Valentine’s Day). My American hous

In this week’s episode of the RealTrending podcast, host Tracey Velt is joined by Altos Research founder and president Mike Simonsen to discuss expectations for the housing market and the impact of the Trump administration’s policies.This conversation has been edited for length and clarity. To start

A bill introduced in January to the New York state Senate is seeking to bolster the disclosures that reverse mortgage lenders make to potential clients in an effort to broaden their understanding of the product, as well as the obligations that a borrower assumes when engaging with the industry. This

Scott Bessent, the new secretary of the Department of the Treasury under the Trump administration, made headlines twice on Monday — once for his appointment as acting director of the Consumer Financial Protecture Bureau (CFPB) and again for his order to CFPB staff to halt all bureau activities.Accor

Arrival Home Loans on Tuesday announced a partnership with zavvie — a fintech company that specializes in bringing liquidity to residential real estate — in an effort to enhance the homebuying experience for its customers.The collaboration combines Arrival Home Loans’ niche in owner-occupied bridge

Nationwide private lender RCN Capital on Tuesday announced the acquisition of BLN Software, which offers a loan origination system and loan management system for the private mortgage lending industry.The announcement from Connecticut-based RCN said that “the lender is looking to provide even more ro

President Donald Trump has wasted no time implementing his agenda, having signed a flurry of executive orders and memos last week, including some that have a direct impact on the housing industry.He began last week with a memo calling for a blanket freeze on foreign aid and federal grants. A day lat

Mortgage technology technology Optimal Blue on Tuesday announced a series of new products and innovations at its inaugural Optimal Blue Summit user conference in San Diego.The company first announced the launch of a new artificial intelligence-powered assistant. The new product, dubbed Ask Obi, will

The so-called “silver tsunami” — referring to some kind of “rush” of older people into certain places, out of the workforce or to their housing stock, depending on who you talk to — is likely to have serious economic ramifications with negative potential, or a lot of upside potential due to the ways

The Department of Justice (DOJ) got its wish. On Friday, the Ninth Circuit Court of Appeals granted the DOJ’s request to speak at oral arguments in an appeal filed by now-defunct discount brokerage REX Real Estate in its lawsuit against the National Association of Realtors (NAR) and Zillow. In early

Before he was predictably fired by President Trump, Consumer Financial Protection Bureau (CFPB) Director Rohit Chopra published a template for state-level regulators to continue the core mission of the agency after he’s gone and Republicans work to dismantle the consumer watchdog.After firing Chopra

That whooshing sound you hear is homebuilders breathing a sigh of relief.Canadian President Justin Trudeau announced Monday afternoon that the U.S. and Canada have agreed to pause for one month the 25% tariffs that President Donald Trump placed on Canadian goods. That came mere hours after Trump and

Last year saw the softest home-price growth in more than 10 years, according to an analysis by ICE Mortgage Technology. Despite that and other positives, the LA wildfires are still making an impact on the housing market at the local and national levels.On Monday, ICE released its February 2025 Mortg

Ownwell is unveiling a new partnership that aims to help homeowners save money by avoiding higher property tax payments. On Monday, the company said it would partner with mortgage servicing company Valon to offer property tax savings services.This is Valon’s latest move to upgrade its mortgage servi

Love them or hate them, profit share and revenue share real estate brokerage models appear to be on the rise, highlighted by the rapid ascent of both eXp Realty and The Real Brokerage over the past roughly 15 years. However, Keller Williams is considered by many to be the originator of the profit/re

As the Trump administration continues its crusade against diversity, equity and inclusion (DEI) initiatives, it appears that the Property Appraisal and Valuation Equity (PAVE) policies are being swept away amid a laundry list of actions.Once led by Marcia Fudge, secretary of the U.S. Department of H

For Tony Roveda, the founder of National Attorney Title, an Ohio-based attorney opinion letter (AOL) firm, the Trump administration’s executive order on housing availability and affordability is a clear indicator that he is launching his firm at the right time.“In our opinion, our timing is perfect,

In his first official action as acting director of the Consumer Financial Protection Bureau (CFPB), Scott Bessent ordered staffers to stop bureau activities, including the issuance of final rules, settlement enforcement actions, or participation in legal cases.Agency staffers have also been instruct

A reverse mortgage loan has “first-priority” status in a Pennsylvania foreclosure dispute, after initially being rejected by the trial court according to court documents reviewed by HousingWire’s Reverse Mortgage Daily (RMD), and an analysis by attorneys at law firm Wilentz, Goldman & Spitzer, P.A.I

There are some really interesting price trends happening across the country right now. I mentioned last week how weakness in demand had led some of the measures for home price changes to slide into negative territory compared to a year ago. This week, another signal of future sales prices slipped in