A system designed for purposeEvery mortgage market is patchwork. Rules, products, and features exist because of past events, a crisis, a policy choice, or a market failure. The result is a structure that reflects history more than design. That doesn’t make it bad, but it does mean we carry baggage t

The plaintiffs in the Taylor Real Estate Settlement Procedures Act (RESPA) suit filed against Zillow in mid-September filed an amended complaint on Wednesday.  The amended complaint contains testimony from a dozen anonymous current and former Zillow-affiliated loan officers and agents that corrobora

Wealthfront, a fintech known for low-cost investing and savings products, is entering the mortgage business. The California-headquartered company announced Wednesday that was offering early access to Wealthfront Home Lending, which offers mortgages through the company’s automated, software-driven pl

The Cape Coral–Fort Myers-Naples, FL metro housing market has moved into buyer-favorable territory, with homes taking a median 119 days to sell, 54% longer than the national median of 77 days, according to HousingWire Data for the week ending Nov. 14, 2025. Single-family inventory in the Cape Coral

Florida-based AR Franchising, the franchisor of the AR Homes brand that includes about 40 franchise custom homebuilders in nine states, rolled out an innovative virtual model home in one of its communities. Earlier this year, the company launched its first in-market AR Theatre within the Tesoro Club

Bill Ackman’s plan to relist Fannie Mae and Freddie Mac faces skepticism over whether the federal government would be willing to forgive billions of dollars in senior preferred investments. Even if it did, uncertainties around capital requirements would still limit share value, according to analysts

In today’s homebuilding economy—where interest rates whiplash buyer demand, costs remain stubbornly high, and affordability pressures crush margins—one truth grows clearer by the month: something’s got to give. That “something” may be the industry’s muscle-memory tolerance for inefficiency—its broke

Fintech Unlock Technologies announced on Wednesday the closing of its sixth home equity agreement (HEA) securitization, issued and sponsored by Saluda Grade. The transaction securitized $303 million of HEAs originated and managed by Unlock, marking the company’s largest securitization to date and it

The top leadership positions at Ginnie Mae and the Federal Housing Administration (FHA) have been empty for most of the past year, but the long wait to fill the seats may soon come to an end. On Wednesday, the Senate Committee on Banking, Housing and Urban Affairs advanced the nominations of Joseph

Nearly half of Grand Rapids, MI metro home sellers reduced asking prices during the week ending Nov. 14, 2025, while the market maintained its position as one of Michigan’s fastest-moving housing markets with homes selling 21 days quicker than the state average. The aggressive pricing strategy appea

A 2021 NPR podcast segment painted a picture of the American Dream turned Nightmare: a Louisiana family faced the loss of their five-generation-home that had been owned by the family’s great, great, great grandfather, Jacob Loud, who was formerly enslaved.   That segment from four years ago is still

Figure Technology Solutions Inc. filed a registration statement on Monday with the Securities and Exchange Commission (SEC) for a proposed public offering of its Series A Blockchain Common Stock, marking the launch of the first blockchain-native public equity security. Figure‘s offering introduces s

As major builders like D.R. Horton and Tri Pointe Homes trim new home starts to protect margins, Beazer Homes is taking a page out of Lennar’s playbook. Beazer’s Q4 earnings call reveals a builder determined to sustain a robust sales pace, even as it navigates a lower-margin reality driven by a spec

Onity Group — the parent company of PHH Mortgage Corp. and its reverse mortgage arm, Liberty Reverse Mortgage — announced on Tuesday that the company has entered into a “strategic relationship” with Finance of America (FOA) to sell $9.6 billion in mortgage servicing rights (MSRs), among other agreem

Strategic paralysis in a buyer-stuck market If land is the lifeblood of homebuilding, then today’s land strategy is a pressure test of a company’s core strength. But how do you act when the market offers no clear signal? After a chaotic four-year stretch of feast, famine, and fiscal policy shockwave

ICE Mortgage Technology and Bright MLS, the nation’s largest multiple listing service (MLS), announced that Bright will integrate ICE’s Paragon Connect MLS platform into its technology ecosystem as part of its long-term growth strategy. Paragon Connect is a mobile-first MLS platform designed to let

ATTOM released its October 2025 U.S. Foreclosure Market Report, showing 36,766 properties with foreclosure filings — including default notices, scheduled auctions or bank repossessions — a 3% increase from September and more than a 19% increase from a year ago. October marked the eighth straight mon

Starting in January, local MLSs will have a lot more control over things like disciplinary actions and even who can access the MLS. These changes are the result of an 18-policy update approved by the National Association of Realtors’ (NAR) executive committee during the trade group’s NXT conference