In the mortgage industry, the initial reaction to President Donald Trump’s proposal to cap credit card interest rates at 10% has been concern that the policy could ultimately backfire on would-be homebuyers. The cap might seem beneficial on paper, but the long-term consequences, including reduced cr

Newfi Lending, a national mortgage lender focused on non-QM originations, announced Tuesday that it’s expanding its debt-service-coverage ratio (DSCR) loan program to allow larger loan amounts, financing for rural properties and the use of qualifying cryptocurrency assets to meet reserve requirement

The rent stabilization bug has hit Providence, RI. Municipal officials there are jumping on the bandwagon with other cities and states whose local officials have adopted or are weighing the policy as a housing affordability strategy.​ Providence City Council President Rachel Miller, alongside counci

Chris Heller has joined PLACE as its chief revenue officer, a newly created role. The company said Heller will oversee revenue strategy across its technology and services portfolio — including pricing, customer acquisition, retention and cross-platform integration. His responsibilities will also inc

Foreclosure prevention activity increased in October as Fannie Mae and Freddie Mac completed more than 17,000 actions to help struggling homeowners, according to a Federal Housing Finance Agency (FHFA) report released Thursday. The government-sponsored enterprises (GSEs) completed 17,032 foreclosure

We’ve said it before. When D.R. Horton reports its quarterly earnings, what you’re watching isn’t just the scoreboard of America’s largest homebuilder. You’re watching a business model operating at a different altitude — and with different oxygen — than almost every other homebuilding enterprise in

The Philadelphia City Council has advanced a proposal to create PhillySaves, a city-sponsored automated retirement savings program designed to reach private sector workers whose employers do not offer retirement benefits. City officials said the initiative aims to expand access to retirement savings

The Trump administration has rolled back a series of health care regulations affecting nursing homes, home care workers and Medicare beneficiaries — scrapping minimum staffing standards and launching a new experiment that expands prior authorization in traditional Medicare. The changes reverse years

During his speech at the World Economic Forum in Davos on Wednesday President Donald Trump outlined three policy initiatives he was undertaking to help improve housing affordability for American consumers. In the speech, he did discuss his “ban” on large institutional investors purchasing single-fam

A group of Pennsylvania lawmakers wants to scrap local limits on shared living in a move that could reopen the door to boarding houses, single-room occupancy buildings, and other shared housing statewide.​ House Bill 2109 – with support from seven state legislators signing on sponsor a committee vot

President Donald Trump’s expected proposal to allow Americans to tap their 401(k) retirement accounts without penalties to fund down payments could ease one of the biggest barriers to homeownership, but it could come at the cost of weakening long-term retirement security. The idea was absent from Tr

First American Title is offering customers a free property title monitoring and fraud alert service, citing growing concerns about real estate crime and identity-based property theft. The service alerts homeowners to new public record filings — such as deeds or liens — that could affect property own

Multiple mortgage lending trade groups are urging the White House to take administrative steps to lower the costs of home loans, arguing that federal regulations have driven up borrowing expenses as affordability worsens. In a letter sent Wednesday to White House National Economic Council Director K

The real estate industry is entering a decisive window as agentic AI moves from novelty to infrastructure. WAV Group’s new strategic white paper lays out how autonomous systems capable of planning, reasoning and executing multi-step workflows will reshape how brokers, agents, MLSs and vendors operat

Delaware-based fintech company Prudent AI on Wednesday announced the launch of Prudent AI Upfront Income, a tool that it calls the mortgage industry’s “first universal income platform designed to calculate qualified income for any loan type in a single tool with same-day certainty.” The company expl

West Palm Beach, Fla.-based Mesocore Modular Homes is introducing an expandable modular housing model aimed at improving affordability and disaster relief, an important issue in a state prone to devastating hurricanes.  Positioned as an affordable housing solution for both homebuyers and city leader

Older Americans are leaving money on the table when they sell their homes, with losses widening sharply after age 70, according to new research from the Center for Retirement Research at Boston College. Using a newly built national dataset, researchers found that sellers in their 70s and beyond cons

Signature Homes founder and Chairman Dwight Sandlin’s line — “nimbleness without sacrificing time and resources” — may sound like a homebuilder’s pipedream. That’s, unless you take the time to sit with what’s underneath it. In this market, “nimble” isn’t an organizational personality trait. It’s not

ONE Sotheby’s International Realty has appointed Daniel de la Vega as chief executive officer, formalizing a leadership transition at the Florida-based luxury brokerage. De la Vega — who joined the firm in 2008 — has spent 17 years with the company and will continue to serve as president in addition

One of the nation’s most aggressive housing policy reform agendas of the post-pandemic era greets Florida lawmakers as they enter their 2026 legislative session bent on improving housing affordability.​ With a coordinated set of “fix” bills, Sunshine State lawmakers want to add more muscle to the st