• Spring housing market gets more inventory

    Spring housing market gets more inventory,Logan Mohtashami

    Active weekly housing inventory growth slowed slightly last week, but it’s still running at a healthier clip than in 2023. I have a simple model with mortgage rates being above 7.25%: weekly inventory data should grow between 11,000-17,000 per week. Last year, we never hit that target. We have now s

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  • The best real estate podcasts for agents and brokers in 2024

    The best real estate podcasts for agents and brokers in 2024,Megan Johnson

    Who doesn’t have a podcast these days? Anyone with a microphone and a cup of coffee can wax poetic about the ebbs and flows of the industry. While there is plenty of noise out there, we dug for podcast gold to come up with a list of the best real estate podcasts that are worth your time. We curated

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  • Home sellers saw their profits shrink in the first quarter: Attom

    Home sellers saw their profits shrink in the first quarter: Attom,Sarah Marx

    U.S. home sellers reaped slimmer profit margins on median-priced single-family homes and condominiums during the first quarter of 2024. In fact, profit margins — the difference between the median purchase and resale prices — slumped to 55.3%, down from 57.1% in the fourth quarter of 2023, according

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  • If reelected, Trump could seek greater control over Federal Reserve

    If reelected, Trump could seek greater control over Federal Reserve,Neil Pierson

    A report published late Thursday by The Wall Street Journal said that allies of former president and presumptive 2024 Republican nominee Donald Trump are working behind the scenes on policies that could make the Federal Reserve less independent, if Trump were reelected this fall.Former Trump adminis

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  • Acra CEO Keith Lind on staying the course amid choppy waters in non-QM

    Acra CEO Keith Lind on staying the course amid choppy waters in non-QM,Zeb Lowe

    HousingWire sat down with Acra Lending CEO Keith Lind to discuss effective ways to not only survive, but profit in the non-QM space while so many others are closing their doors. Lind also shares insights into the future of non-QM lending and the importance of emergent technologies in improving the o

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  • HUD walks back some proposed changes to HECM for Purchase program

    HUD walks back some proposed changes to HECM for Purchase program,Chris Clow

    The U.S. Department of Housing and Urban Development (HUD) on Friday announced that a proposed change to the Home Equity Conversion Mortgage (HECM) for Purchase (H4P) program has been modified to bar the practice of premium pricing, and it will only allow interested party contributions (IPCs) on H4P

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  • Retirement confidence hasn’t fully recovered, but survey shows hope for future prospects

    Retirement confidence hasn’t fully recovered, but survey shows hope for future prospects,Chris Clow

    Following a significant drop in retirement savings confidence in 2023, overall levels of confidence have yet to recover. But optimism about future retirement prospects are high, according to the results of the 34th annual Retirement Confidence Survey (RCS) conducted by the Employee Benefit Research

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  • Key housing markets are starting to buck national trends: Redfin

    Key housing markets are starting to buck national trends: Redfin,Neil Pierson

    Even as the median U.S. home sale price remains near record highs and supply stays constrained in many locales, two of the most populous states that have seen a surge in demand since the start of the COVID-19 pandemic are showing signs of a pullback.That’s according to a pair of reports released Thu

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  • Median payment on purchase mortgage applications rises to $2,201: MBA

    Median payment on purchase mortgage applications rises to $2,201: MBA,Sarah Marx

    Homebuyer affordability declined in March as mortgage rates and home prices remained elevated. The national median monthly payment for purchase mortgage applicants rose to $2,201 in March, up from $2,184 in February. That’s according to the Mortgage Bankers Association‘s (MBA) purchase applications

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  • HUD, USDA reach accord on energy-efficiency standard for new construction

    HUD, USDA reach accord on energy-efficiency standard for new construction,Chris Clow

    The U.S. Department of Housing and Urban Development (HUD) and the U.S. Department of Agriculture (USDA) have settled on new energy-efficiency standards for the construction of new single-family and multifamily homes. This fulfills a requirement laid out in a 2007 law that directs the departments to

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  • U.S. mortgage delinquency rates remain near historic lows: CoreLogic 

    U.S. mortgage delinquency rates remain near historic lows: CoreLogic ,Sarah Marx

    In February 2024, the national delinquency rate for residential mortgages stood at 2.8%, marking an 0.2 percentage-point decrease from February 2023. The rate remained unchanged from January 2024, according to the latest CoreLogic Loan Performance Insights report.The data provider examined all stage

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  • Kristen Sieffert leads the reverse mortgage presence at The Gathering

    Kristen Sieffert leads the reverse mortgage presence at The Gathering,Chris Clow

    Kristen Sieffert, president of Finance of America Reverse, speaks during The Gathering by HousingWire on Monday, April 21, 2024. Photo credit: AJ Canaria Reverse mortgages became an unexpectedly prominent topic during certain parts of The Gathering by HousingWire, held earlier this week in Scottsdal

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  • Industry vet launches new mortgage CE company, MLO Force

    Industry vet launches new mortgage CE company, MLO Force,Sarah Wheeler

    Nathan Knottingham, COO at Vetted VA, announced the launch of a new mortgage continuing education provider, MLO Force, from the stage at HousingWire’s The Gathering this week. The company, operated by 20/20 Vision for Success Coaching, will be led by Knottingham as CEO and video producer Sawyer Jone

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  • GAO highlights reverse mortgage counseling in new report

    GAO highlights reverse mortgage counseling in new report,Chris Clow

    Older adults and people with disabilities are often prone to financial distress, and they may require more resources to better understand their circumstances and options, according to a new report from the Government Accountability Office (GAO).Among a series of 24 examples of federal financial lite

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  • Survey shows that discrimination in housing persists: Zillow

    Survey shows that discrimination in housing persists: Zillow,Neil Pierson

    The majority of respondents to a recent Zillow survey said they have experienced discrimination in housing, with racial minorities and members of the LGBTQ+ community among the groups reporting fair housing issues at even higher rates.Zillow surveyed more than 12,000 adults across 26 U.S. metro area

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  • Financial results worsened for IMBs in 2023: MBA 

    Financial results worsened for IMBs in 2023: MBA ,Sarah Marx

    Independent mortgage banks (IMBs) and mortgage subsidiaries of chartered banks lost an average of $1,056 on each loan they originated in 2023, down from an average loss of $301 per loan in 2022, according to data released Thursday by the Mortgage Bankers Association (MBA).This was the largest loss r

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  • reAlpha launches AI-powered buyers’ agent chatbot

    reAlpha launches AI-powered buyers’ agent chatbot,Sarah Marx

    Real estate technology company reAlpha Tech Corp. launched Claire, a generative artificial intelligence-powered, zero-commission buyers’ agent chatbot, the company announced on Wednesday.Claire boasts a conversational interface to guide users through every step of the homebuying journey, from proper

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  • CHLA president addresses various consumer protection measures

    CHLA president addresses various consumer protection measures,Chris Clow

    Taylor Stork, president of the Community Home Lenders of America, speaks at The Gathering by HousingWire on Wednesday, April 25, 2024. Photo credit: AJ CanariaIt was initially billed as a discussion centered on the “biggest threats to a healthy mortgage landscape for homebuyers,” but some breaking n

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  • Best real estate apps for agents in 2024

    Best real estate apps for agents in 2024,Megan DeMatteo, Emile L'Eplattenier

    Vetted by HousingWire  |  Our editors independently review the products we recommend. When you buy through our links, we may earn a commission.In 2024, agents have two choices; learn how to run your entire business from the apps on your phone or tablet, or find a new career. The days of running back

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  • Former Keller Williams agents continue their legal actions 

    Former Keller Williams agents continue their legal actions ,Sarah Marx

    Keller Williams was named to an additional class-action lawsuit on Thursday that, like other recent cases, takes issue with alterations made to the brokerage’s profit-sharing program. In the past few weeks, 13 agents formerly affiliated with Keller Williams — Jerri Moulder, David Bueker, Robert Hill

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