Final Offer launches in Texas with Keller Williams brokerages

Final Offer — a digital platform for home listings and offer negotiations — has expanded into the Dallas-Fort Worth metro area through partnerships with several Keller Williams brokerages, the company announced Tuesday. Participating offices include GO Network — Keller Williams’ largest franchise ne
Read MoreTaxing health care benefits could reduce the Social Security gap by 25%

A new report suggests that counting the value of employer-sponsored health insurance (ESI) toward taxable wages could generate about $400 more in annual payroll taxes per worker, shrinking Social Security’s long-term funding gap by roughly 25% in 75 years. The report published Tuesday by the Cente
Read MoreK2 Omni Group joins eXp Realty

The top brokerage in the country by transaction side count is welcoming another top-producing team. K2 Omni Group is joining eXp Realty, according to an announcement on Tuesday. The team was founded by Kiki and Kristina Salcido, along with their business partners Nathan Armstrong and Berenice Holde
Read MoreTop NYC broker joins Brown Harris Stevens

New York City brokerage Brown Harris Stevens is welcoming a top broker to its ranks. On Tuesday, the firm announced that Shawnalei Tamayose was making the move to Brown Harris Stevens. “Brown Harris Stevens is the best-kept secret in real estate when it comes to agent support, marketing prowess, an
Read MoreIntroducing the 2025 Vanguards

HousingWire today announced the winners of the annual Vanguards award, celebrating its 11th year of recognizing the housing industry’s most influential executives. This year, 100 leaders across mortgage, real estate, and tech have been named to the prestigious list, underscoring their exceptional le
Read MoreAdvalis CEO speaks on expanded FinCEN compliance platform

Compliance software provider Advalis has launched a new version of its platform designed specifically for title companies, escrow officers and settlement agents facing the upcoming Financial Crimes Enforcement Network (FinCEN) Residential Real Estate Reporting Rule. The rule, which takes effect Dec.
Read MoreLower mortgage rates pushed inventory lower in August
Have lower mortgage rates altered the dynamics of the housing market based on our data? Now that August has come to an end, it’s clear that they have — and the results have surprised me. In recent years, it has typically taken sustained mortgage rates of around 6% to impact housing data. However, I
Read MoreTrump’s ‘liberation day’ tariffs ruled illegal, but stay in place for now

The sweeping tariffs President Trump implemented on April 2 have been ruled illegal by a federal appeals court that said Trump did not have the power under the International Emergency Economic Powers Act to levy tariffs. However, the court is allowing the tariffs to stay in place until a lower court
Read MoreTech Pulse: Smart home tools for seniors; AI marketing for agents

Welcome back to Tech Pulse — HousingWire‘s weekly series rounding up the latest in technology news, including tools, integrations and trends that impact mortgage and real estate. Here’s what happened this week: The new smart home technology that’s helping seniors age in place With seniors now outnum
Read MoreDoes the trigger leads bill opt-in provision wave goodbye to competition?

A long-awaited crackdown on trigger leads is on its way to President Donald Trump’s desk, but not everyone in the mortgage world is celebrating. Nestled in the bill is a provision that’s leading professionals to raise doubts about whether the measure is a consumer safeguard or a competition killer.
Read MoreYouTubers set trap for crime ring targeting seniors, resulting in 25 arrests

Federal agents have disrupted a long-running fraud scheme targeting seniors, arresting 25 members of a Chinese criminal gang over the past week. The twist? The agents were assisted by YouTubers who set and sprang the trap on the fraudsters, who are charged with stealing $65 million from seniors nati
Read MoreInvestor housing market share dips but remains elevated
Investor housing market activity slipped in the second quarter of 2025 but remains above recent historical averages, according to a new report from Cotality. Investors accounted for 32% of single-family home purchases in January, the report said. By June, the share had fallen to 29%. A year earlier,
Read MoreMLS PIN settlement business practice changes go into effect Tuesday

Subscribers to the New England-based MLS Property Information Network (MLS PIN) are gearing up for some business practice changes, which are set to go into effect on Tuesday. The changes are the results of MLS PIN’s long-awaited settlement agreement in the Nosalek commission lawsuit. The MLS defend
Read MoreTransUnion discloses cyberattack impacting 4.4M consumers

Credit bureau TransUnion disclosed Wednesday that a July cyberattack compromised the personal data of more than 4.4 million consumers, according to a filing with the Office of the Maine Attorney General. In a letter to affected customers, the company stressed that the breach did not involve its core
Read MoreGen Z offers its thoughts on the renter vs. homeowner debate
Homeownership has long been seen as a marker of stability and success. But for many in Generation Z — the youngest group entering the housing market — that dream feels increasingly out of reach. Rising mortgage rates, high home prices, student debt and career uncertainty are reshaping what housing l
Read MoreIs Opendoor the next meme stock revival story or fool’s gold?

After its ride on the meme stock rollercoaster and the resignation of its CEO, Opendoor has indicated it is ready to start a new chapter, one that will ideally bring it back to profitability, but activist retail investors are asking that they get a say in the firm’s next moves. Opendoor’s eventful
Read MoreWhat mortgage lenders are doing to limit contract cancellations

Buyers are pulling out of purchase contracts at an alarming rate — reaching an eight-year high in July. HousingWire spoke to several lenders about how they are tackling the problem on the front end to prevent contracts from going south. Experts say the surge in collapsed deals stems from soaring hom
Read MoreMortgage lending activity sees ‘typical spring bounce’
Mortgage lending increased in the second quarter 2025, with nearly 1.76 million residential loans issued nationwide, according to ATTOM’s quarterly mortgage origination report. It was the first time since 2021 that the second quarter saw an annualized increase. The total number from April through Ju
Read MoreSurvey finds generational divide on economy, housing market
Americans are sharply divided over the nation’s economic outlook, interest rates and the housing market, according to a new survey from Realtor.com. The poll found 42% of respondents expect the economy to worsen in the next 12 months. That view was strongest among baby boomers — with half predicting
Read MoreNAF targets reverse mortgage growth with ‘connective tissue’ marketing tactics

More than a year ago, New American Funding (NAF) launched a new marketing campaign that’s designed to inject a fresh attitude into how consumers view reverse mortgage products. Unlike NAF’s multimillion-dollar forward mortgage campaign, “Hell Yeah You’re Buying a Home,” which was announced last mont
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