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BLOGS

  • Reducing risk: Why the right IT service provider matters

    Reducing risk: Why the right IT service provider matters,Bruce Phillips

    In real estate, title insurance and mortgage lending, technology keeps transactions moving. Production platforms, email, cloud applications and networks must operate reliably and securely, often under significant time pressure. For many small and mid-sized organizations, managing that environment en

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  • The mortgage industry has been focusing on only half the market

    The mortgage industry has been focusing on only half the market,Finance of America

    For decades, the mortgage industry has focused on helping consumers buy and refinance homes. It’s where lenders have built their businesses, where technology has evolved and where most originators have spent their careers. But that’s only half the market. Every day, homeowners move into a new phase

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  • Proprietary reverse mortgages are outpacing HECMs. It’s time to raise the bar on fee transparency. 

    Proprietary reverse mortgages are outpacing HECMs. It’s time to raise the bar on fee transparency. ,Jay Zayer

    Recently, a woman contacted me after her daughter encouraged her to get a second opinion before closing on a reverse mortgage. She had already chosen a lender, attended reverse mortgage counseling, completed her application and was ready to move forward. She simply wanted someone to review the numbe

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  • Meritage Q2 2026 earnings telegraph move-up buyer pivot

    Meritage Q2 2026 earnings telegraph move-up buyer pivot,John McManus

    For much of the past decade, Meritage Homes has stood as one of public homebuilding’s clearest business use cases that thoughtfully designed, efficiently built entry-level homes could unlock homeownership for thousands of households who otherwise might have remained renters. The company’s strategy w

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  • FirstTeam and Purlin on avoiding AI mistakes: ‘Some stuff actually creates more work’

    FirstTeam and Purlin on avoiding AI mistakes: ‘Some stuff actually creates more work’,Jonathan Delozier

    FirstTeam Real Estate, a California powerhouse that reported $6.12 billion in 2025 volume across 5,978 transactions — good enough for national ranks of No. 34 and No. 67, respectively — has partnered with Purlin to deploy an artificial intelligence (AI)-powered operating system across the brokerage.

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  • Medicare Part D support cut amid rising retiree costs

    Medicare Part D support cut amid rising retiree costs,Jonathan Delozier, HousingWire Automation

    As older Americans continue to grapple with escalating housing expenses, a higher overall cost of living and growing health care costs, new Medicare Part D figures for 2027 could further influence household budgets. Adding to that financial picture, the Trump administration announced it will end a t

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  • LPT Realty set to go public after parent files IPO paperwork

    LPT Realty set to go public after parent files IPO paperwork,Brooklee Han, HousingWire Automation

    LPT Aperture Holdings, the parent company of LPT Realty and Aperture Global Real Estate, has confidentially submitted a draft registration statement to the Securities and Exchange Commission (SEC) for a proposed initial public offering (IPO) of its common stock, the company announced on Thursday. Th

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  • Chris Gallo enters guilty plea in federal mortgage fraud case

    Chris Gallo enters guilty plea in federal mortgage fraud case,Flávia Furlan Nunes

    Christopher Gallo, once one of the nation’s top mortgage loan officers, has pleaded guilty to conspiracy to commit bank fraud in a federal court in New Jersey, according to court filings reviewed by HousingWire. Gallo entered the guilty plea to count one of the indictment — conspiracy to commit bank

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  • Optimal Blue integrates VantageScore 4.0 into pricing, hedging and trading workflows

    Optimal Blue integrates VantageScore 4.0 into pricing, hedging and trading workflows,HousingWire Automation

    VantageScore 4.0, the credit scoring model that Fannie Mae and Freddie Mac are transitioning to for agency mortgages, is now integrated into Optimal Blue’s end-to-end capital markets platform, the companies announced Thursday. The integration makes VantageScore 4.0 available across Optimal Blue’s pr

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  • The hidden housing multiplier: Why one better buyer match can unlock the next listing

    The hidden housing multiplier: Why one better buyer match can unlock the next listing,Patrick A. Neely

    Everyone agrees that housing has a supply problem. But the industry measures supply mainly by counting units and listings, while nearly everyone surrounding a housing transaction earns revenue from movement: applications, showings, contracts, loans, inspections, appraisals, title orders and closings

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  • You can recruit talent, but you have to build culture

    You can recruit talent, but you have to build culture,Noah Blanton

    People matter in the title and real estate settlement service business. Relationships matter. Experience matters. A strong escrow officer or title professional can move revenue and change how a customer feels about the most important transaction of their life.So, the competition for talent is fierce

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  • Pennymac profit drops in Q2 as rates bite, layoffs follow

    Pennymac profit drops in Q2 as rates bite, layoffs follow,Sarah Wolak

    PennyMac Financial Services on Wednesday reported second-quarter 2026 net income of $22 million, down 84% from a year earlier and sharply lower than its first-quarter net income of $82.3 million, as higher interest rates reduced mortgage production volume and weighed on profitability. The company’s

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  • Hawks Lorie Logan and Beth Hammack run the Fed for now 

    Hawks Lorie Logan and Beth Hammack run the Fed for now ,Logan Mohtashami

    Today the Federal Reserve decided not to hike rates, but the hawks have moved their chess pieces: three Fed members wanted to hike rates at this meeting, which means September is in play for the first rate hike after the cut cycle ended. However, the long end of the bond market has already done the

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  • Homes.com helps drive CoStar to first profitable residential quarter

    Homes.com helps drive CoStar to first profitable residential quarter,Jonathan Delozier, HousingWire Automation

    CoStar Group reported an 18% year-over-year revenue increase for the second quarter ended June 30 — reaching $925 million compared to $781 million in the same period last year. Leaders said growth was driven by major technological expansions, increased platform engagement and significant operational

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  • Cloze unveils app to capture, organize open house leads

    Cloze unveils app to capture, organize open house leads,HousingWire Automation

    Cloze has introduced an Open House app for its Enterprise customers that automatically captures visitor information at property showings and feeds it into the company’s customer relationship management system, aiming to simplify follow-up with prospective buyers. The app replaces traditional paper s

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  • Here’s another example of how proprietary loans are driving growth for the reverse mortgage market

    Here’s another example of how proprietary loans are driving growth for the reverse mortgage market,Neil Pierson, HousingWire Automation

    Proprietary reverse mortgages, rather than government-insured Home Equity Conversion Mortgages (HECMs), are driving the reverse mortgage industry’s recent growth, according to an analysis of Home Mortgage Disclosure Act (HMDA) data published Wednesday by New View Advisors. Total reverse mortgage vol

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  • ONE Sotheby’s adds $10B luxury broker Julian Johnston

    ONE Sotheby’s adds $10B luxury broker Julian Johnston,HousingWire Automation

    ONE Sotheby’s International Realty has added luxury real estate advisor Julian Johnston, bringing more than $10 billion in career sales and more than $400 million in active listing inventory to the brokerage. Johnston, who specializes in Miami Beach waterfront and ultra-luxury estate properties, joi

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  • Fed pauses rates again as Middle East tensions risk hotter inflation

    Fed pauses rates again as Middle East tensions risk hotter inflation,Flávia Furlan Nunes

    The Federal Reserve on Wednesday left its benchmark interest rate unchanged, maintaining a target range of 3.5% to 3.75% for a fifth consecutive meeting. Heading into the meeting, most monetary policy watchers had expected the Fed to stand pat after inflation cooled in June. Still, a minority (about

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  • Washington state regulator hits West Capital Lending with $75K penalty

    Washington state regulator hits West Capital Lending with $75K penalty,Sarah Wolak

    Regulators in Washington state have fined West Capital Lending Inc. (WCL) $75,000 after alleging the mortgage lender committed multiple violations of the state’s Consumer Loan Act, including allowing unlicensed individuals to conduct mortgage-related activities and failing to meet certain disclosure

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  • Gaining that local edge to outperform competition amid market consolidation 

    Gaining that local edge to outperform competition amid market consolidation ,Dave Carter

    The fight for market share in real estate has never been more intense. National portals, institutional investors and well-funded disruptors are all competing for the same buyers and sellers, pushing many brokerages to believe they need to spend more to keep up. But independent brokerages won’t win b

    Read More
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Recent Posts

Fly-by-wire: Why AI governance is instrumentation, not insurance
Fly-by-wire: Why AI governance is instrumentation, not insurance
Support starter homes, not looser lending or financial fixes
Support starter homes, not looser lending or financial fixes
What’s next for housing: 7%, 8% or 9% mortgage rates?
What’s next for housing: 7%, 8% or 9% mortgage rates?
View Homes CEO Gandhi rebuilds builder operating platform
View Homes CEO Gandhi rebuilds builder operating platform
‘Lawfare is now the norm’: MLS leaders brace for more legal battles
‘Lawfare is now the norm’: MLS leaders brace for more legal battles
Why real estate agents are mentoring college athletes — and getting referrals
Why real estate agents are mentoring college athletes — and getting referrals
Your best producer is the hardest person in the building to read
Your best producer is the hardest person in the building to read
Private listing ecosystems could deepen the housing affordability crisis
Private listing ecosystems could deepen the housing affordability crisis
HECM originations sink to lowest level since 2020, HMBS issuance down 17% in September
HECM originations sink to lowest level since 2020, HMBS issuance down 17% in September
Even a missed jobs report and the Fed talking dovish aren’t keeping yields lower
Even a missed jobs report and the Fed talking dovish aren’t keeping yields lower
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Kaizen Real Estate Group

Tina Harper License ID: 20190677

+1(402) 630-2301 tharper@kaizengroup.net

1501 John F Kennedy Dr, Bellevue, NE 68005-3641, USA
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