Collin County homes command 39% premium over Texas despite majority of sellers cutting prices

by Rachel Bader, HW Data

Collin County’s housing market maintains a $519,900 median list price as of Nov. 7, 2025, standing 39% above Texas’ $374,000 median even as 55.7% of active listings undergo price reductions. The North Texas metro’s pricing resilience emerges alongside market dynamics that mirror national patterns while outpacing statewide metrics.

The county recorded 5,904 active single-family listings during the week ending Nov. 7, with homes selling in a median 84 days. That is about one week slower than the 77-day national median but one week faster than Texas’ 91-day median. This steady market velocity occurs despite widespread seller concessions, as more than half of all listings saw asking prices drop during the tracking period.

Metro maintains $520K median as 56% of listings see price reductions

Price adjustments dominate Collin County’s active inventory, with 55.7% of sellers reducing their asking prices compared to just 3.2% increasing prices. The median list price holds firm at $519,900, translating to $206.1 per square foot, a 13% premium over the state’s $181.8 per square foot.

Weekly market activity shows 428 homes absorbed against 263 new listings entering the market. The absorption rate exceeds new inventory by 63%, indicating sustained buyer demand despite elevated pricing. Additionally, 9.2% of properties represent relisted homes that previously left the market without selling.

Days on market trails U.S. pace but still beats state by a week

Collin County homes take a median 84 days to sell, running slightly slower than the 77-day national median but outperforming Texas’s 91-day median by one week. The pattern reinforces Collin County as a competitive major-market suburb rather than a slower-moving statewide outlier.

The market maintains 3.5 months of supply, positioning below the state’s 4.0 months and closer to the national 2.9-month level. This inventory metric supports neutral market conditions even with elevated price cuts.

Market segments show broad strength across price tiers

Segment-level data shows demand distributed across the price spectrum. Top-tier listings around $920,000 average larger homes on quarter-acre or larger lots and spend about 91 days on the market. Upper-middle and lower-middle segments, with median prices near $599,900 and $446,908, see solid absorption and roughly 84 days on market. Entry-level homes near $329,990, typically smaller and on tighter lots, move fastest at a 63-day median. Together, the tiers indicate that while higher-priced homes require more time, buyers are active in every segment, not only at the top or bottom of the market.

Neutral market conditions persist with 3.5 months of inventory

Market balance indicators show Collin County operating in neutral territory with 3.5 months of inventory available. This positions the metro between buyer and seller market extremes, even as pricing adjustments suggest sellers are recalibrating initial expectations.

The combination of premium pricing, widespread reductions, and steady market velocity creates a dynamic where fundamental demand supports higher valuations while requiring negotiation flexibility. With 428 weekly absorptions maintaining demand against moderate inventory levels, the market demonstrates resilience in sustaining its price premium relative to broader Texas metrics.

Track the 84-day median days on market as a key indicator of demand strength. Monitor the 55.7% price reduction rate for signs of seller sentiment shifts. Use the $519,900 median price benchmark to gauge whether premium positioning holds amid ongoing adjustments.

HousingWire used HW Data to source this story. To see what is happening in your own local market, generate housing market reports here. For enterprise clients looking to license the same market data at a larger scale, visit HW Data.

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