Beeline Title completes milestone crypto real estate deal
Beeline Title Holdings, a subsidiary of Beeline Holdings Inc., has closed what it says is one of the first residential real estate transactions funded through the sale of a cryptocurrency token backed by real property.
The company described the deal as a milestone in merging decentralized finance with traditional title and escrow operations. Beeline executives said the transaction was structured to meet both federal and state compliance standards.
“Several mortgage lenders are already developing funding models that involve the conversion of cryptocurrencies to U.S. dollars at closing,” Nick Liuzza, CEO of Beeline Holdings, said in a statement.
“But for these models to function at scale, you need a title company that not only understands blockchain transactions — but has the infrastructure to disburse and reconcile them in compliance with federal and state regulations.”
The completed transaction marks the beginning of a wider initiative. Another subsidiary, Beeline Loans Inc., plans to launch a national platform for cryptocurrency token-based mortgage funding in August 2025.
Beeline Title said it will provide title and closing services for these deals unless borrowers choose to work with another provider.
According to the company, the platform will be available to other mortgage lenders as well, giving them access to tools that support reconciliation, compliance and disbursement of crypto-backed real estate funds.
“Our team built Linear Title, one of the largest privately held title agencies in the U.S., prior to merging with Real Matters and going public on the TSX,” Liuzza said. “Through 2019, they closed over one million title transactions across all 50 states, and this new platform is an extension of that expertise — tailored to the next generation of mortgage transactions.”
Beeline’s announcement coincides with a directive signed Wednesday by Bill Pulte, the director of the Federal Housing Finance Agency. Pulte called for Fannie Mae and Freddie Mac to beginning planning for crypto as an asset to back their single-family mortgage purchases.